Expert Reports

Professional Expert Reporting services for Lawyers, Solicitors and Barristers.

Professional Expert Reporting services relating to Cavity Wall Insulation failure.

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Cavity Wall Insulation Failure

Part 35 Surveyors Reports & Property Assessment Reports

We work with the countries leading Technical Engineers and Chartered Surveyors in this field whose expertise and knowledge in this area stands out above others. Reports come with full written and photographic evidence after a full on-site survey is conducted of both inside and outside of the property with an additional invasive survey of the cavities where required. A full costings schedule is also provided with a complete breakdown of associated costs for extraction and repairs to the property.

Part 35 Energy Reports – failed Cavity Wall Insulation

The report focuses on two key elements, loss of promised savings; savings that were promised on heating bills and being the main reason the consumer opted to have cavity wall insulation fitted in the first place. The report also evaluates the additional financial costs to the consumer for heating a home where cavity wall insulation has failed and because the property is damp and cold it requires extra energy to heat the home.

Our Experts are currently the only providers of these energy reports associated with CWI failure, given their many years of research and data collection and supported by Claims Legal Expert and their association with market-leaders in the field of building sustainability, energy performance and compliance whose client base includes thousands of service and product providers.

Mortgage Audit - Was the client sold the correct mortgage?

Our experts will assess a mortgage contract dynamically and establish if there are issues that are viable to make as complaint with regards to a mortgage.

Our expert’s specialist area of knowledge relates to mortgage and MCOB regulations. (Mortgage applications after November 1st 2004)

We undertake to make an assessment completely free without obligation, then you choose the choice of action required.

Our experts opinion will provide you with information to assist deciding whether a case is worth pursuing against a Building Society, Bank and any/or other third party mortgage advisors and/or networks and produce historic building society and bank data, including interest rates, available from the whole of market, prime and sub-prime markets and dating from 1st November 2004

Historic searches can include the following:

  • MCOB post regulation data November 1st 2004 onwards.
  • UK Nationwide lender information.
  • Whole of market mortgage brokers.
  • Subprime – and prime lending institutions.
  • Variable rates.
  • Fixed rates.
  • Bank base rate.
  • Tracker rates

Japanese Knotweed

Identification, route of trespass and treatment report

The first step towards managing and controlling Japanese Knotweed is a general survey of the suspected property or site. For commercial clients, this is often prior to purchase. A Japanese Knotweed site survey and remediation options appraisal is essential in determining accurate development costs for a site. Early detection and treatment of Japanese Knotweed infestations is of paramount importance if remediation costs are to be kept to a minimum. Delays can be very costly.

A Japanese Knotweed survey is essential to determine the best method of treatment for each individual site. Due to site conditions, available land, timescales and tax relief, a variety of site-specific remediation solutions can be designed around the needs of the client. The selection of the most appropriate remediation technique depends on constraints such as timescales and available space however our experts can provide clients with the most cost-effective Japanese Knotweed remediation solution for each site including herbicide only treatments, excavation and disposal to landfill, on-site bund treatment, on-site cell burial, use of geo-textile membranes called root barriers & combined reduced excavation, barrier and herbicide treatment.

Once Japanese Knotweed has been identified, and a specialist consultant or contractor has further investigated the problem and provided a report, a Japanese Knotweed management plan should be established. A report will include a full description of the property with an accurate record of the Knotweed intrusion. A plan with dimensions and supporting photographs would be prepared.

Chartered Valuers Report – Loss of asset value – diminution

Where a property is affected by Japanese Knotweed either by close proximity or where the Japanese Knotweed has encroached on to their property, there is a strong argument that the property has lost some value known as diminution. We agree totally. If a home buyer was looking at two properties with an intent to buy, surely the one without any Japanese Knotweed issue would seem the best bet and stop any current or future problem from infestation or even claims from neighbours.

A red book valuation is the name that is given by practitioners to a valuation report that adheres to the Royal Institution of Chartered Surveyor's Valuation Professional Standards, also known as the Red Book.

The valuation standards are a set of mandatory rules and guidelines for RICS Registered Valuers to follow when they are undertaking valuations. They do not tell a Valuer how to value a property - that is left to the individual Valuer to use his or her training, experience and judgment - but they do set out the standards that should be followed. 

The standards cover such subjects as ethics, duty of care, the qualifications of the valuer and the minimum content of a valuation report. Their aim is to ensure that the report received by a Client is prepared to the highest possible professional standards, that there are no conflicts of interest and, as only RICS Registered Valuers are permitted to undertake red book valuations, that it has been prepared by a suitably qualified practitioner.

Red book valuations are the preferred form of valuation report for banks when contemplating secured lending, by HMRC for taxation, lawyers that are dealing with property disputes, accountants for capital accounting and charities that need to meet statutory requirements. These parties, organisations and institutions know that when they receive a red book report, the valuation figure is well considered, backed with robust commentary and evidence and will stand up to scrutiny. 

Clients often ask what the difference is between a red book valuation and the free 'valuation' an estate agent provides prior to sale. Strictly speaking, these are not valuations and instead should be considered as marketing appraisals and are generally not sufficient for taxation, secured lending, legal or accounting purposes. The reason for this is that the recipient cannot be entirely sure of the qualifications, objectivity and independence of the person undertaking this work, whereas with a red book valuation, the recipient knows that the party is a Registered Valuer and is required to undertake a set number of hours training every year and must adhere to the RICS's high ethical standards. 

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